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We make it Easy to get the Money You Need

Some consumers use the term "cash advance" to describe borrowing against their credit limit on a credit or debit card. Others use the term to describe a lending service identical to a payday loan. We specialize in the latter service, which many find to be more flexible and cheaper than the aforementioned option. Why do we recommend using a short-term lending service instead of a credit card cash advance? First, you are often subjected to higher interest rates and convenience charges when using your card. The interest rates can be up to 7% higher than those assigned to regular balances. Also, the amount you borrow goes against your credit limit so your purchasing power is diminished. If you use an ATM in order to request the funds with your card, you could be subjected to even more fees! As you can see, there are numerous costs to consider. Alternatively, you can apply for a short-term lending service using our secure form located on this site.

Watch Out for Changes Within the Industry

If you use your card on a regular basis to request cash advances, there are some terms and conditions you should consider. Providers often place limits on the amount of times you can use this service. Additionally, the Government has established certain regulations aimed at protecting consumers. The Credit CARD Act of 2009 places limits on the penalties that providers can assign to borrowers if the loan amounts are not repaid completely. In order to counter the revenue lost by these restrictions, some companies raised interest rates and introduced stricter terms and conditions for borrowers to adhere to. It is important that you closely review the consumer loan documents provided by your lender or provider to ensure you understand what to expect when requesting funds in advance.

Considerations to Make

When it comes time to borrow, consider the benefits of working with one of our trusted affiliates instead of being burdened by the costly alternatives. We have established a network of the best companies that can help you tackle your financial issues in a balanced, responsible manner. You will gain the peace of mind in knowing that you have made the right decision concerning your personal finances. We offer you the ability to apply for funding directly through our site using the secure form located on this page. Once you have submitted it, we will use the information you provide us to pair you with the lender that can best meet your needs. It is easier than you think to get the money you need!

Repayment Strategies

Perhaps the most crucial element of borrowing money responsibly is a prompt repayment when the balance becomes due. Our partners make it easy to do this as the funds are directly withdrawn from your account on the specified date in your lending agreement. If you need more time to repay the provider, you can contact them to request an extension or rollover option. These options may vary between lenders, so it is important to understand what you are getting into before signing the consumer agreement after you are initially approved to borrow. As always, you can contact us with your questions or concerns and we will be happy to assist you.