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When You Need Cash in a Hurry...

Sometimes you just want some extra cash to get by. Maybe an unexpected bill arrives in the mail or an appliance fails. Whatever the reason, it is important to know that you have access to fast loan options. If you rely on a traditional bank, it might take weeks or even months to get a secured advance, assuming you make it through the stringent qualification process. Furthermore, you may be required to supply collateral and go through an extensive credit check to obtain the money you require. Few can argue that these bank services are a fast option compared to short-term borrowing.

Don't spend anymore time worrying about how you are going get money in an emergency - You have plenty of options when it comes to lending. To make the process even quicker, we have streamlined the application form so it can be completed in minutes.

What Determines the Speed of the Service?

There are several variables that come into play when attempting to determine how long it will take for you to get the money you need. The first is whether you choose to go through a brick and mortar store or an online source. If you choose the latter, you may have to deal with long lines and paperwork to receive funding. You also should consider your proximity to the retail store and the operating hours. Those who choose the online method don't have to worry about these two aspects. It doesn't matter where you live in the country when applying because the entire process is completed electronically. That said, different states impose certain regulations which may require additional information or processing.

Additionally, the accuracy in which a form application is completed plays a major role in the speed of the process. If there are any mistakes or errors, these must be addressed before the funds are dispersed, which could add to the length it takes to process the request. If you apply through a retail store, you may be able to get funds quicker but have to factor in travel time and potential lines. If you apply over the phone, you will most likely have to fax supporting documentation to the lender which adds to the processing period. Online loans are considered a quick option in that most amounts can be delivered without additional faxing. Funds are directly deposited in the customer's specified checking or savings account which adds to the convenience.

Expediting the Request

If you needed money yesterday, it is important to follow these steps to take care of your situation in a quick manner. First, determine the amount of cash you desire. Our lenders specialize in amounts ranging from $100 to $1,500. Next, be sure to accurately fill out the application form to ensure there is no need for subsequent revisions to correct any errors. If you follow these two important steps, the odds are great you can get relief within hours! This translates into less stress because you can be confident you will have the funds in your bank account to cover expenses.

If you choose to visit a lender in-person, take into consideration the time in which you visit. Earlier in the week is typically a slower period for these businesses which could translate into shorter wait times for you. Conversely, if you visit closer to the weekend, you will typically have to deal with larger crowds.

What is Instant Approval?

Perhaps you have seen an advertisement touting "instant approval." If you look closer at the terms and conditions, you will often notice contradictory language and restrictions. The truth is lenders have the final say when it comes to approving and administering their services. It is unethical and irresponsible to guarantee instant approval if the lender's policy states differently. We partner with industry leading lenders who are committed to getting you money securely deposited directly into your checking or savings account.