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Get the Money You Need Before Payday

You have most likely heard the term "payday loan" in some capacity. Basically, this is a short-term financial solution that allows qualified consumers to borrow up to $1,500 before their next paycheck arrives. This service has been met with a lot of praise and criticism, depending on who you listen to. Unlike offerings from banks and credit unions that are secured by a personal item or piece of property, these unsecured counterparts are extremely easy for the average consumer to qualify for. This makes them much more accessible than traditional borrowing options that come with substantially more stringent approval requirements. In fact, if you are steadily employed or receive consistent income from certain types of benefits, you are likely prequalified to take advantage of these options. Learn more about the process as well as how these short-term lending options rose to popularity. You will be able to make an educated borrowing decision after learning the facts.

The Process Explained

When you need money quickly, few options can match the convenience and hassle-free experience of short-term lending services such as these. Rather than facing bounced check fees and overdraft charges that can be financially crippling, consider borrowing from a reputable provider. We have established a network of trusted companies that are committing to helping consumers like you achieve their monetary goals by offering fantastic products at affordable pricing. Furthermore, you will never have to stand in line or fax documents to an unknown remote company in order to get the relief you need.

Simply begin by completing the secure application form located on this site. We will use your information to pair you with a company that can best meet your fiscal needs. Once you are matched with the respective company, they will contact you to let you know the amount you qualify for, how long you have to repay the balance and the total cost of the transaction. The latter figures will also be boldly stated in the accompanying consumer agreement document which you will be required to sign. Once that has been submitted and approved, the funds will be directly deposited into your preferred checking or savings account within hours. This eliminates the need to write a check or visit your bank to receive the money. It couldn't be easier!

The History behind the Service

You may be wondering how these services rose to popularity so quickly. Prior to the early 90s, it was virtually impossible to find a source for unsecured lending options. Over the last couple of decades, brick-and-mortar retail storefronts opened and began serving consumers from a variety of backgrounds. Until recently, a customer would have to locate a location, drive there and stand in line to receive assistance. Next, they would be required to complete the required paperwork in order to get approval. If the customer didn't meet the qualification standards, they left empty-handed and would be forced to find another source for cash. Eventually, some lenders began offering the products remotely through faxing. While this was convenient for a certain demographic, it wasn't always easy for applicants to access a fax machine in order to send in the required information.

Finally, we arrive at the present day with the advent of online lending options. Countless have experienced the benefit of using their computer to apply, get approved and receive funds electronically deposited into their bank accounts. They can access the money using their online banking services which completely eliminates any need to even leave the house throughout the entire process! There is no more faxing or complicated paperwork in the way for borrowers that seek this type of offering electronically.

Exposing the Truth

It is very likely you have heard some negative things about payday loans. Perhaps some self-described "industry analyst" proclaims they are pushed by loan sharks that prey on the elderly and the poor. In reality, the majority of consumers that use these products have completed high school with at least some college, are middle-aged and belong in the middleclass. Furthermore, close to half of the users own their own home and most respond that they were satisfied with the service when polled. These statistics might not support the claims of detractors, but over 19 million consumers understand the difference between fact and fiction when it comes to borrowing funds before payday.

Most customers rely on these sources of advanced funding because there simply aren't other types available to them. They might have blemishes on their credit reports or have declared bankruptcy in the past, disqualifying them from unsecured lending options at a bank or credit union. We seek to serve those individuals that need assistance but are running out of options. These offerings can help people avoid financial emergencies while remaining independent.

Are They Safe?

If you are worried about the safety and security of short-term borrowing, you can breathe a sigh of relief. We only work with the best companies in the business that present all information including terms and conditions upfront in the consumer lending documentation to ensure there is no confusion throughout the process. As always, you can contact us at any time if you have questions or concerns about the process. Since the funding is delivered and repayment is automatically withdrawn, the risks associated with carrying cash are virtually eliminated! Experience the ease and convenience that comes from using our free service.